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The guidelines for drawing a third card in Punto Banco are also predetermined and do not rely on the player's selection. There are specific guidelines for drawing a third card in baccarat. If either the player or the banker has a total value of 8 or 9 from the initial two cards, it is called Online Casino baccarat a "natural" and no added cards are drawn. If the player's total is five or less, they are dealt a third card. The banker's action depends on their own hand and the player's third card.

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